<h1>Our terms and conditions</h1>


<h5>For all users</h5>


<p><a href="/en-us/cookie-policy/">Cookie policy</a><br />
<a href="/en-us/privacy-policy/">Privacy policy</a></p>


<h5>Product terms</h5>


<p><a href="https://legal.paynova.se/villkor/villkor_faktura.html">Invoice terms</a><br />
<a href="https://legal.paynova.se/villkor/Paynova_villkor_Kontokredit.pdf">Credit account terms</a><br />
<a href="https://legal.paynova.se/villkor/Paynova_standardiserad_europeisk_konsumentkreditinformation.pdf">Standardized European Consumer Credit Information</a> (SECCI)</p>


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