A Pay Later solution
that increases sales
and trust
end to end.

Paynova will help a merchant with:

– Higher conversion rates
– Higher customer satisfaction
– Higher order value

Paynova will be available in 15 markets by 2023.

”Innovative and customer-oriented, with the end-consumer in focus“

– Tommy Andersson, Payments SJ

Why Pay Later?

  • Fast checkout experience

    Only top of mind information needed to complete purchase.

  • Flexible payment

    Installments / part payments help facilitate higher tickets.

  • Safe

    The customer can see the goods before paying (buyer insurance)

  • Mobile first

    Pay Later is perfect for mobile devices.

Why Paynova?


For lenders and banks

– Customizable – instantly create the BNPL of your choice
– End to end – from merchant onboarding to reporting
– Agile – get your BNPL product to market fast
– Experts – Paynova have all the know how you need

For Merchants

– User friendly – 100 % focused on enriching your BNPL UX
– Flexible – Use Paynova or your own brand, with our without financing
– Safe – Your data is your data
– Scalable – available in 15 markets 2023
– Simple- seamless integration via API or PSP

What you can offer to your customers

  • Invoice

    Pay in 14 days, 30 days.

  • Installments

    3, 6, 12, 24 and 36 months
    part Payment

  • Revolving account

    We offer a digital credit card collecting all purchases to one invoice.

  • Pay in X

    Split the payment in 3 or 4

Talk to us


A selection of the people
we love to work with.

  • Tradera